Terms & Conditions

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of Scotland.

Any disputes relating to these Terms shall be subject to the exclusive jurisdiction of the Scottish courts.

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3. Use of This Website

 

By using this website, you agree that you will:

• Use the website only for lawful purposes

• Not misuse, hack, or disrupt the website

• Not attempt to gain unauthorized access to the website, server, or databases

• Not use the website for fraudulent purposes

• Not transmit viruses, malware, or harmful code

We reserve the right to restrict or terminate access to any user who violates these Terms.

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4. Property and Financial Information Disclaimer

 

Information provided on this website relating to:

• Property investment

• Property management

• Mortgages

• Financial protection

• Insurance

• Investment opportunities

is provided for general informational purposes only.

It does not constitute financial advice, mortgage advice, legal advice, or investment advice.

Users should always seek independent professional advice before making financial or property decisions.

Capstone Estates and Finance shall not be liable for any losses resulting from reliance on information provided on this website.

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5. No Financial Guarantee

 

Capstone Estates and Finance does not guarantee:

• Property investment returns

• Mortgage approval

• Financial outcomes

• Rental income projections

• Property value increases

All investments carry risks, and past performance does not guarantee future results.

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6. Third-Party Services and Links

 

Our website may contain links to third-party services such as:

• Mortgage lenders

• Insurance providers

• Property portals

• Legal professionals

• Surveyors

We do not control these third-party websites and are not responsible for their content, services, or privacy practices.

Users access third-party services at their own risk.

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7. User Responsibilities

 

Users of this website agree that they:

• Are responsible for the accuracy of any information they submit

• Will not submit false or misleading information

• Will not impersonate another individual or entity

• Will not use automated systems (bots, scrapers, etc.) to extract data without permission

Any misuse of the website may result in legal action.

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8. Intellectual Property Rights

 

All content on this website including:

• Text

• Logos

• Graphics

• Images

• Website design

• Branding

• Articles and guides

is the intellectual property of Capstone Estates and Finance unless otherwise stated.

Users may not:

• Copy

• Reproduce

• Republish

• Distribute

• Modify

any website content without written permission.

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9. Limitation of Liability

 

To the fullest extent permitted under Scottish law, Capstone Estates and Finance shall not be liable for any:

• Direct losses

• Indirect losses

• Loss of income

• Loss of investment

• Loss of profits

• Business interruption

• Data loss

arising from the use of this website or reliance on its content.

Nothing in these Terms excludes liability for:

• Fraud

• Death or personal injury caused by negligence

• Any liability that cannot legally be excluded under UK or Scottish law.

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10. Data Protection and GDPR Compliance

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Capstone Estates and Finance is committed to protecting your personal data in accordance with:

• UK GDPR

• Data Protection Act 2018

• Applicable Scottish data protection regulations

Personal data collected through this website may include:

• Name

• Email address

• Phone number

• Property enquiry details

• Financial enquiry information

This data is collected only for legitimate business purposes such as:

• Responding to enquiries

• Providing requested services

• Customer support

• Legal compliance

Full details of how personal data is collected, stored, and processed are outlined in our Privacy Policy.

Users have the right to:

• Request access to their data

• Request correction of inaccurate data

• Request deletion of personal data

• Withdraw consent where applicable

Requests may be made via the contact information provided on the website.

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11. Cookies

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This website may use cookies to improve user experience and website functionality.

By using this website, you consent to the use of cookies in accordance with our Cookie Policy.

Users may disable cookies through their browser settings.

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12. Website Availability

 

While we aim to keep the website available at all times, we do not guarantee uninterrupted access.

The website may be temporarily unavailable due to:

• Maintenance

• Technical issues

• System updates

• Security improvements

We are not liable for any losses caused by website downtime.

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13. Security

 

We implement reasonable technical and organisational measures to protect the website and user data.

However, no internet transmission can be guaranteed to be completely secure. Users submit information at their own risk.

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14. Changes to These Terms

 

Capstone Estates and Finance reserves the right to update or modify these Terms and Conditions at any time.

Updated versions will be posted on this page and will take effect immediately.

Users are encouraged to review these Terms periodically.

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15. Contact Information

 

If you have any questions about these Terms and Conditions, please contact:

Capstone Estates and Finance
Website: www.capstoneestates.co.uk
Email: info@capstoneestates.co.uk
Phone: 01412660060
Address: 54 Tannoch Drive, Cumbernauld, Glasgow, G67 2XX